How insurance connects climate risk to the future of home and community
A home insurance renewal notice can seem like a routine part of household life. But when the cost of coverage rises sharply, or an insurer decides not to renew a policy, the consequences can reach beyond the premium. For many families, insurance is connected to a mortgage, the value of a home, and the ability to recover after a disaster. As risks and rebuilding costs change, those connections raise a larger question: what does it take to remain in the place you call home?
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